RE/MAX Whatcom County, Inc
Chris Smithson
360-510-4743360-510-4743

RE/MAX Whatcom County, Inc
The Rick Moore Group

Author: Chris Smithson

First Time Home Buyers Guide

Buying a house for the first time is a big deal. Before making an offer on a home it’s important to thoroughly research the purchasing process and consider the many factors that go into it, like financial planning and hiring a real estate agent. You may feel stressed when you realize the amount of preparation […]

NOT Owning Your Home Can Cost You A Lot Of Money

Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed. Realtor.com  recently reported that: “Buying remains the more attractive option in the long term […]

When To Lock In Mortgage Rates 4 Signs Its Time

One huge question among home buyers who need a loan is this: when to lock in mortgage rates. Some panicky sorts might presume they should lock one in ASAP (because have you seen how rates are rising?), while others argue that the waiting game could payoff (in case rates fall). Who’s right?  A rate lock is important because mortgage interest rates fluctuate in response […]

How To Spark A Bidding War

Spark A Bidding WarReady to make a move? Have a certain figure in mind that you need to sell for? Depending on your market, you might be able to get a little more than what you may be needing. Go over with your agent if setting a bidding war is smart for the sale of […]

Why You Should Still Talk to a Lender Even If You’re Not Ready to Buy a Home

If you’re a first-time home buyer, you might think you’re not ready to purchase a house. Perhaps you’re concerned about your job situation, your previous credit history, or your high monthly expenses. Whatever the circumstances, every borrower and financial situation is unique. Unless you’re a financial expert, it’s best not to self-diagnose your financial problems. […]

Questions to Ask When Considering Selling

These questions will help you decide whether you’re ready for a home that’s larger or in a more desirable location. If you answer yes to most of the questions, you may be ready to move.   Have you built substantial equity in your current home? Check your annual mortgage statement or call your lender to […]

5 Vital Financial Steps Millennials Must Take

Millennials face a lot of financial challenges, from student debt to tough employment markets. But one member if that generation, Ashlee Veneman, a senior planning analyst at The Planning Center in Fresno, Calif., has some good answers for Generation Y: Article By Ashlee Veneman, a senior planning analyst at The Planning Center in Fresno, Calif I came […]

Everything You Need To Know About USDA Loans

What Is A USDA Loan? The USDA home loan program is one of the best-kept secrets in the home buying market today. This zero-down, 100% financing home loan is sponsored by the United States Department of Agriculture to promote home-ownership in less-dense communities across the U.S.   For this reason, it’s often known as the USDA Rural Development Loan […]

8 Tips For Adding Curb Appeal And Value To Your Home

Homes with high curb appeal command higher prices and take less time to sell. We’re not talking about replacing vinyl siding with redwood siding; we’re talking about maintenance and beautifying tasks you’d like to live with anyway. The way your house looks from the street — attractively landscaped and well-maintained — can add thousands to […]